:root{
  --navy:#1b1e5c;--navy-2:#262a75;--accent:#c1272d;--accent-dark:#9e1f24;--accent-soft:#fdecec;
  --ink:#1b2430;--muted:#55606e;--line:#e3e8ee;--bg:#fff;--bg-alt:#f5f8fb;
  --radius:14px;--shadow:0 10px 30px rgba(27,30,92,.08);--max:1160px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:Inter,system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:"Plus Jakarta Sans",Inter,sans-serif;color:var(--navy);line-height:1.15;letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,4.8vw,3.4rem);font-weight:800}
h2{font-size:clamp(1.75rem,3.3vw,2.45rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
a{color:inherit}
img{max-width:100%;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
section{padding:84px 0}
.alt{background:var(--bg-alt)}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);margin-bottom:12px}
.lead{font-size:1.15rem;color:var(--muted);max-width:660px}
.section-head{text-align:center;margin:0 auto 50px;max-width:720px}
.section-head .lead{margin:14px auto 0}
.prose p{color:var(--muted);margin-top:16px}
.prose p strong{color:var(--ink)}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:999}
.skip:focus{left:10px;top:10px}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:6px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-weight:600;font-size:1rem;padding:15px 26px;border-radius:10px;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s;font-family:inherit}
.btn-primary{background:var(--accent);color:#fff;box-shadow:0 6px 18px rgba(193,39,45,.28)}
.btn-primary:hover{background:var(--accent-dark);transform:translateY(-1px)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:#fff}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn svg{width:18px;height:18px}

/* Header */
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none}
.logo-mark{width:42px;height:42px;border-radius:10px;background:var(--navy);display:grid;place-items:center;color:#fff;font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif;font-weight:800;font-size:1.3rem;position:relative}
.logo-mark::after{content:"";position:absolute;right:6px;bottom:6px;width:8px;height:8px;background:var(--accent);border-radius:2px}
.logo-text{font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif;font-weight:800;color:var(--navy);font-size:1.12rem;line-height:1.1}
.logo-text small{display:block;font-family:Inter;font-weight:500;font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.nav-links{display:flex;align-items:center;gap:24px;list-style:none}
.nav-links a{text-decoration:none;font-weight:500;color:var(--ink);font-size:.95rem}
.nav-links a:hover,.nav-links a[aria-current=page]{color:var(--accent)}
.nav-phone{font-weight:700!important;color:var(--navy)!important}
.nav-cta{padding:11px 18px;font-size:.95rem;color:#fff!important}
.menu-btn{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;color:var(--navy)}
.menu-btn svg{width:28px;height:28px}

/* Hero */
.hero{padding:84px 0 96px;position:relative;overflow:hidden;background-size:cover;background-position:right center;background-repeat:no-repeat}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#fff 0%,#fff 36%,rgba(255,255,255,.9) 52%,rgba(255,255,255,.3) 76%,rgba(255,255,255,.08) 100%)}
.hero .wrap{position:relative}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.hero h1 span{color:var(--accent)}
.hero .lead{margin:20px 0 32px;color:#3d4856}
.hero-ctas{display:flex;flex-wrap:wrap;gap:14px}
.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:14px}
.crumbs a{text-decoration:none;color:var(--muted)}
.crumbs a:hover{color:var(--accent)}
.trust{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:32px;list-style:none}
.trust li{display:flex;align-items:center;gap:8px;font-size:.93rem;font-weight:600;color:var(--navy)}
.trust svg{width:20px;height:20px;color:var(--accent);flex-shrink:0}
.hero-card{background:var(--navy);border-radius:22px;padding:32px;color:#fff;box-shadow:0 30px 60px rgba(27,30,92,.28)}
.hero-card h2{color:#fff;font-size:1.35rem;margin-bottom:6px}
.hero-card p{color:#d3d5f0;font-size:.96rem;margin-bottom:20px}
.quick-form{display:grid;gap:12px}
.quick-form label{font-size:.82rem;font-weight:600;color:#d3d5f0;margin-bottom:-6px}
.quick-form select,.quick-form input{width:100%;padding:13px 14px;border-radius:9px;border:1px solid #3d4296;background:#23276d;color:#fff;font:inherit;font-size:.97rem}
.quick-form ::placeholder{color:#a9acd9}
.hero-card .small{font-size:.82rem;color:#a9acd9;margin:12px 0 0;text-align:center}

/* Feature deck banner (home) */
.feature{display:grid;grid-template-columns:1.1fr .9fr;gap:0;border-radius:22px;overflow:hidden;box-shadow:var(--shadow);background:var(--navy)}
.feature-img{min-height:380px;background-size:cover;background-position:center}
.feature-body{padding:48px;color:#fff}
.feature-body h2{color:#fff}
.feature-body p{color:#d3d5f0;margin:14px 0 22px}
.feature-body ul{list-style:none;display:grid;gap:10px;margin-bottom:28px}
.feature-body li{display:flex;gap:10px;align-items:flex-start}
.feature-body li svg{width:22px;height:22px;color:#ff9ea2;flex-shrink:0;margin-top:2px}
.feature-body .eyebrow{color:#ff9ea2}

/* Split / about */
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:center}
.split.rev{grid-template-columns:1.1fr .9fr}
.split.rev .split-visual{order:2}
.split-visual{aspect-ratio:4/5;border-radius:22px;position:relative;overflow:hidden;box-shadow:var(--shadow);display:flex;align-items:flex-end;padding:24px}
.split-visual > img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.stat-card{position:relative;background:#fff;border-radius:var(--radius);padding:16px 20px;box-shadow:var(--shadow);display:flex;gap:16px;align-items:center}
.stat-card strong{font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif;font-size:1.8rem;color:var(--accent);line-height:1}
.stat-card span{font-size:.9rem;color:var(--muted);line-height:1.35}
.checks{list-style:none;margin-top:26px;display:grid;grid-template-columns:1fr 1fr;gap:12px 20px}
.checks li{display:flex;gap:10px;align-items:flex-start;font-weight:500;font-size:.97rem}
.checks svg{width:22px;height:22px;color:var(--accent);flex-shrink:0;margin-top:1px}

/* Cards */
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 26px;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s;text-decoration:none;color:inherit}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card-img{margin:-28px -26px 22px;height:180px;border-radius:var(--radius) var(--radius) 0 0;overflow:hidden}
.card-img img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.card:hover .card-img img{transform:scale(1.05)}
.card p{color:var(--muted);font-size:.96rem;margin:10px 0 16px}
.card ul{list-style:none;margin-top:auto;display:grid;gap:7px;border-top:1px solid var(--line);padding-top:16px}
.card li{font-size:.9rem;padding-left:20px;position:relative}
.card li::before{content:"";position:absolute;left:0;top:.6em;width:8px;height:8px;border-radius:2px;background:var(--accent)}
.card .more{margin-top:18px;font-weight:600;color:var(--accent);font-size:.95rem}
.card.featured{border:2px solid var(--accent)}
.badge{display:inline-block;align-self:flex-start;background:var(--accent);color:#fff;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:4px 10px;border-radius:999px;margin-bottom:10px}
.icon-box{width:52px;height:52px;border-radius:12px;background:var(--accent-soft);color:var(--accent);display:grid;place-items:center;margin-bottom:18px}
.icon-box svg{width:26px;height:26px}

/* Gallery */
.gallery-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-auto-rows:240px;gap:16px}
.gallery-grid figure{position:relative;border-radius:var(--radius);overflow:hidden}
.gallery-grid figure.tall{grid-row:span 2}
.gallery-grid img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.gallery-grid figure:hover img{transform:scale(1.04)}
.gallery-grid figcaption{position:absolute;left:12px;bottom:12px;background:rgba(27,30,92,.85);color:#fff;font-size:.82rem;font-weight:600;padding:6px 12px;border-radius:999px}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;counter-reset:step;list-style:none}
.steps li{counter-increment:step;position:relative;padding-top:58px}
.steps li::before{content:counter(step);position:absolute;top:0;left:0;width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif;font-weight:800}
.steps li::after{content:"";position:absolute;top:22px;left:56px;right:-14px;height:2px;background:var(--line)}
.steps li:last-child::after{display:none}
.steps p{color:var(--muted);font-size:.95rem;margin-top:8px}

/* Areas */
.areas{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.area-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.area-box h3{margin-bottom:14px}
.area-box ul{list-style:none;display:flex;flex-wrap:wrap;gap:8px}
.area-box li{background:var(--bg-alt);border:1px solid var(--line);border-radius:999px;padding:6px 14px;font-size:.9rem;font-weight:500}

/* Reviews */
.reviews{background:var(--navy);color:#fff}
.reviews h2{color:#fff}
.reviews .lead{color:#d3d5f0}
.reviews .eyebrow{color:#ff9ea2}
.placeholder-flag{display:block;max-width:700px;margin:-26px auto 34px;text-align:center;background:#fff3cd;color:#664d03;border-radius:10px;padding:10px 14px;font-size:.88rem;font-weight:500}
.rev{background:var(--navy-2);border:1px solid #3a3f8f;border-radius:var(--radius);padding:30px;display:flex;flex-direction:column}
.stars{color:#f5b041;letter-spacing:3px;font-size:1.1rem;margin-bottom:14px}
.rev blockquote{font-size:1.02rem;color:#e8eef5;flex:1}
.rev figcaption{margin-top:22px;display:flex;align-items:center;gap:12px}
.avatar{width:42px;height:42px;border-radius:50%;background:var(--accent);display:grid;place-items:center;font-weight:700}
.rev figcaption strong{display:block;font-size:.97rem}
.rev figcaption span{font-size:.85rem;color:#a9acd9}

/* FAQ */
.faq-list{max-width:820px;margin:0 auto;display:grid;gap:12px}
.faq-list details{border:1px solid var(--line);border-radius:12px;background:#fff}
.faq-list details[open]{box-shadow:var(--shadow);border-color:#cfd8e2}
.faq-list summary{cursor:pointer;list-style:none;padding:20px 24px;font-weight:600;font-size:1.05rem;color:var(--navy);display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";font-size:1.6rem;font-weight:400;color:var(--accent);transition:transform .2s;line-height:1}
.faq-list details[open] summary::after{transform:rotate(45deg)}
.faq-list details p{padding:0 24px 22px;color:var(--muted)}

/* Contact */
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:48px;align-items:start}
.contact-info > p{color:var(--muted);margin:14px 0 28px}
.info-item{display:flex;gap:16px;align-items:center;padding:18px 20px;background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;text-decoration:none}
a.info-item:hover{border-color:var(--accent)}
.info-item .ic{width:46px;height:46px;border-radius:10px;background:var(--navy);color:#fff;display:grid;place-items:center;flex-shrink:0}
.info-item .ic svg{width:22px;height:22px}
.info-item small{display:block;color:var(--muted);font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;font-weight:600}
.info-item strong{color:var(--navy);font-size:1.05rem}
.form-card{background:#fff;border-radius:20px;padding:36px;box-shadow:var(--shadow);border:1px solid var(--line)}
.form-card h3{font-size:1.4rem}
.form-card > p{color:var(--muted);font-size:.95rem;margin:6px 0 24px}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:6px}
.field.full{grid-column:1/-1}
.field label{font-size:.88rem;font-weight:600;color:var(--navy)}
.field .req{color:var(--accent)}
.field input,.field select,.field textarea{font:inherit;font-size:1rem;padding:13px 14px;border:1px solid #cdd6e0;border-radius:9px;background:#fff;color:var(--ink);width:100%}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(193,39,45,.15)}
.hp{position:absolute;left:-9999px}
.form-card .btn{width:100%;margin-top:22px;font-size:1.05rem}
.form-note{font-size:.83rem;color:var(--muted);text-align:center;margin-top:12px}

/* CTA band */
.cta-band{background:var(--accent);color:#fff;padding:56px 0}
.cta-band .wrap{display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between}
.cta-band h2{color:#fff;font-size:clamp(1.5rem,2.8vw,2rem)}
.cta-band p{color:#ffd9db;margin-top:6px}
.cta-band .btn-outline{border-color:#fff;background:transparent;color:#fff}
.cta-band .btn-outline:hover{background:#fff;color:var(--accent)}
.cta-band .btn-white{background:#fff;color:var(--accent)}

/* Footer */
footer.site{background:#11133d;color:#a9acd9;padding:56px 0 100px;font-size:.93rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
footer.site h4{color:#fff;font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif;font-size:1rem;margin-bottom:14px}
footer.site ul{list-style:none;display:grid;gap:8px}
footer.site a{color:#dbe5ef;text-decoration:none}
footer.site a:hover{color:#ff9ea2}
footer.site .logo-text{color:#fff;margin-bottom:10px}
.foot-bottom{border-top:1px solid #2a2e70;margin-top:36px;padding-top:22px;font-size:.85rem}

.mobile-bar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:10px 12px;gap:10px;box-shadow:0 -6px 20px rgba(0,0,0,.08)}
.mobile-bar .btn{flex:1;padding:13px 10px;font-size:.95rem}

.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s,transform .6s}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}}

@media (max-width:1060px){
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .steps li:nth-child(2)::after{display:none}
  .nav-links{gap:16px}
}
@media (max-width:920px){
  section{padding:66px 0}
  .nav-links{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 22px 20px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav-links.open{display:flex}
  .nav-links li a{display:block;padding:13px 0;border-bottom:1px solid var(--line)}
  .nav-links li:last-child a{border:0;margin-top:14px;text-align:center}
  .menu-btn{display:grid;place-items:center}
  .hero-grid,.split,.split.rev,.contact-grid,.feature{grid-template-columns:1fr}
  .split.rev .split-visual{order:0}
  .hero{padding:44px 0 64px;background-position:center}
  .hero::before{background:linear-gradient(180deg,rgba(255,255,255,.95) 0%,rgba(255,255,255,.9) 60%,rgba(255,255,255,.6) 100%)}
  .split-visual{aspect-ratio:16/10}
  .feature-img{min-height:240px}
  .feature-body{padding:32px 24px}
  .grid-3{grid-template-columns:1fr 1fr}
  .gallery-grid{grid-template-columns:1fr 1fr;grid-auto-rows:200px}
  .areas{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .mobile-bar{display:flex}
}
@media (max-width:600px){
  body{font-size:16px}
  .grid-4,.grid-3,.steps,.gallery-grid{grid-template-columns:1fr}
  .gallery-grid figure.tall{grid-row:auto}
  .steps li::after{display:none}
  .checks,.fields,.foot-grid{grid-template-columns:1fr}
  .form-card{padding:26px 20px}
  .hero-card{padding:26px 22px}
  .hero-ctas .btn{flex:1}
}

/* Top banner, problems, tiers */
.top-banner{background:var(--navy);color:#dbe5ef;text-align:center;font-size:.9rem;padding:9px 16px}
.top-banner a{color:#ff9ea2;font-weight:600;text-decoration:none;margin-left:6px}
.prob{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;border-top:4px solid var(--accent)}
.prob .bad{color:var(--muted);margin:10px 0 14px;font-size:.96rem}
.prob .good{background:var(--accent-soft);border-radius:10px;padding:12px 14px;font-size:.95rem;color:var(--ink)}
.table-wrap{overflow-x:auto;border-radius:var(--radius);border:1px solid var(--line);box-shadow:var(--shadow)}
table.tiers{width:100%;border-collapse:collapse;background:#fff;min-width:640px}
.tiers th,.tiers td{padding:18px 20px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top;font-size:.97rem}
.tiers thead th{background:var(--navy);color:#fff;font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif;font-size:.9rem;letter-spacing:.02em}
.tiers tbody th{color:var(--navy);font-family:"Plus Jakarta Sans",Inter,system-ui,sans-serif;white-space:nowrap}
.tiers tbody tr:last-child th,.tiers tbody tr:last-child td{border-bottom:0}
.tiers td{color:var(--muted)}
.center{text-align:center}
@media (max-width:600px){.hero-ctas .btn{flex:1 1 100%}.top-banner{font-size:.82rem}}

/* Logo */
.logo{gap:12px}
.logo-icon{height:50px;width:auto}
.logo-word{height:34px;width:auto}
.foot-logo{width:200px;height:auto;margin-bottom:14px}
@media (max-width:420px){.logo-icon{height:42px}.logo-word{height:28px}}

/* ===== Hero v2: full-bleed photo, dark overlay ===== */
.hero{padding:96px 0 104px;background-position:center}
.hero::before{background:linear-gradient(90deg,rgba(17,19,61,.92) 0%,rgba(17,19,61,.82) 42%,rgba(17,19,61,.45) 72%,rgba(17,19,61,.25) 100%)}
.hero h1{color:#fff;font-size:clamp(2.1rem,4.4vw,3.3rem)}
.hero h1 span{color:#ff8f94}
.hero .eyebrow{color:#ffb3b6}
.hero .lead{color:#e4e6f7}
.hero .crumbs,.hero .crumbs a{color:#c9cbeb}
.hero .trust li{color:#fff}
.hero .trust svg{color:#ff8f94}
.hero .btn-outline{background:transparent;border-color:#fff;color:#fff}
.hero .btn-outline:hover{background:#fff;color:var(--navy)}
.hero-card{background:#fff;color:var(--ink)}
.hero-card h2{color:var(--navy)}
.hero-card p{color:var(--muted)}
.hero-card .small{color:var(--muted)}
.quick-form label{color:var(--navy)}
.quick-form select,.quick-form input{background:#fff;color:var(--ink);border:1px solid #cdd0e6}
.quick-form ::placeholder{color:#8a8fa8}

/* At-a-glance facts strip */
.facts{padding:0;background:#fff;border-bottom:1px solid var(--line)}
.facts dl{display:grid;grid-template-columns:repeat(5,1fr);gap:0}
.facts dl>div{padding:22px 18px;border-right:1px solid var(--line)}
.facts dl>div:last-child{border-right:0}
.facts dt{font-size:.74rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--accent);margin-bottom:4px}
.facts dd{font-weight:600;color:var(--navy);font-size:.95rem;line-height:1.35}
@media (max-width:920px){
  .hero::before{background:linear-gradient(180deg,rgba(17,19,61,.9) 0%,rgba(17,19,61,.85) 60%,rgba(17,19,61,.75) 100%)}
  .facts dl{grid-template-columns:1fr 1fr}
  .facts dl>div{border-bottom:1px solid var(--line)}
}
@media (max-width:600px){.facts dl{grid-template-columns:1fr}.facts dl>div{border-right:0;padding:14px 4px}}
.card-title{font-family:"Plus Jakarta Sans",Inter,sans-serif;font-weight:800;font-size:1.35rem;color:var(--navy)!important;margin-bottom:6px!important}
.hero-card .card-title{font-size:1.35rem;font-weight:800;color:var(--navy);margin-bottom:6px}.hero h1{font-size:clamp(2rem,4vw,3rem)}
.hero{background-position:center 72%}